U.S.–Italy totalization eligibility gaps for split careers
Split U.S.–Italy work histories can create eligibility gaps unless totalization rules and documentation are handled correctly. When a career is
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Social security & desability
U.S.–Spain totalization eligibility gaps and filing order
When a work history is split between the United States and Spain, a common problem is reaching the minimum coverage
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U.S.–Portugal totalization residence periods payment abroad
The totalization agreement between the United States and Portugal plays a crucial role in coordinating social security benefits. This agreement
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U.S.–UK totalization NI/SSA eligibility gaps
U.S.–UK totalization helps align NI and SSA records to prevent duplicate contributions and eligibility shortfalls. Working between the United States
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U.S.–Canada totalization CPP/SS eligibility gaps
U.S.–Canada totalization helps coordinate CPP and Social Security to avoid double contributions and close eligibility gaps. Cross-border work between the
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U.S.–Brazil totalization dual contributions eligibility gaps
U.S.–Brazil totalization can prevent double payroll costs and help qualify for benefits by combining coverage. Working across the U.S. and
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FBU contacts for Brazil, Portugal, UK, Canada
Finding the right FBU contact abroad prevents missed deadlines and speeds Social Security benefit actions. When a Social Security issue
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Address confidentiality and overseas mail delays
Mail sent abroad can expose address data and delay deadlines, making secure delivery planning essential. When someone lives overseas, routine
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Earnings Test Withholding Before Full Retirement Age
Working while collecting Social Security retirement before full retirement age (FRA) often creates uncertainty because benefits can be withheld when
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Withdrawal of Social Security Claims Repayment Limits
Withdrawing a claim can undo a filing, but repayment rules and family impacts often cause costly surprises. Withdrawing a Social
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